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Privacy Policy

Last Updated: August 8, 2026

Ready4Fund ("Ready4Fund," "Company," "we," "our," or "us") respects your privacy and is committed to being transparent about how we collect, use, disclose, sell, retain, and protect information.

This Privacy Policy explains how Ready4Fund collects, uses, processes, stores, discloses, and otherwise handles information through ready4fund.com, our financing-readiness assessments, forms, tools, communications, lead-generation activities, and related products and services (collectively, the "Services").

Please read this Privacy Policy carefully. By accessing or using the Services or submitting information to Ready4Fund, you acknowledge that you have read and understood this Privacy Policy.

If you do not agree with the practices described in this Privacy Policy, do not use the Services or submit information through Ready4Fund.

1. Important Information About Our Business Model

Ready4Fund operates as a business financing-readiness, assessment, referral, and lead-generation platform.

Ready4Fund may receive compensation from third parties when information is referred, introduced, matched, sold, transferred, or otherwise provided to financing providers or other third parties.

Depending on the circumstances and applicable law, Ready4Fund may sell, share, license, transfer, disclose, or otherwise provide information to third parties, including lenders, financing companies, brokers, sales representatives, agents, marketing companies, and other financial-service providers.

Your information may be provided to more than one third party.

Those third parties may contact you regarding business financing or related products and services, subject to applicable law and any required consent.

We provide this disclosure because we believe you should understand how Ready4Fund's business model works before submitting your information.

2. Information We Collect

We may collect information that identifies, relates to, describes, or could reasonably be associated with you or your business.

Depending on how you interact with the Services, this may include the following categories.

A. Identifiers and Contact Information

  • name;
  • business name;
  • email address;
  • telephone number;
  • mailing address;
  • business address;
  • username;
  • account information; and
  • other contact information.

B. Business Information

  • industry;
  • business type;
  • time in business;
  • business location;
  • ownership information;
  • number of employees;
  • business structure;
  • business operational information;
  • revenue information;
  • sales information; and
  • other business characteristics.

C. Financial and Financing Information

  • monthly or annual revenue;
  • average deposits;
  • revenue trends;
  • average negative days;
  • average daily ledger balances;
  • existing debt obligations;
  • existing loans or advances;
  • financing history;
  • requested financing amount;
  • payment obligations;
  • credit-related information;
  • tax-related information;
  • bankruptcy information;
  • liens or judgments; and
  • other business or financing information you choose to provide.

D. Credit-Related Information

Depending on the Services used and information available to us, we may collect or receive information relating to:

  • personal or business credit;
  • credit scores;
  • credit history;
  • public records;
  • liens;
  • judgments;
  • bankruptcies;
  • financing history; and
  • other credit-related information.

Ready4Fund may receive some credit-related or other business information from third parties rather than directly from you.

E. Communications Information

We may collect information contained in communications with us, including:

  • emails;
  • customer-support communications;
  • submitted inquiries;
  • telephone communications;
  • text-message interactions; and
  • other communications.

F. Internet and Device Information

When you visit or use the Services, we may automatically collect:

  • IP address;
  • browser type;
  • browser version;
  • device type;
  • operating system;
  • unique device identifiers;
  • referring URLs;
  • pages viewed;
  • links clicked;
  • approximate location derived from IP address;
  • date and time of access;
  • session information;
  • website activity; and
  • other technical information.

G. Cookies and Tracking Information

We may collect information through:

  • cookies;
  • pixels;
  • tags;
  • scripts;
  • SDKs;
  • analytics technologies;
  • advertising technologies; and
  • similar technologies.

H. Inferences and Assessment Information

We may create or derive information from information you provide or information collected from other sources, including:

  • financing-readiness scores;
  • classifications;
  • risk-related indicators;
  • eligibility estimates;
  • business characteristics;
  • marketing segments;
  • lead-quality indicators;
  • financing-interest indicators; and
  • other analytical or predictive information.

These inferences may be generated using automated systems, algorithms, rules, statistical models, or artificial intelligence.

3. Sources of Information

We may collect information from the following sources:

  • Directly from you, including through forms, assessments, accounts, emails, telephone calls, and other interactions;
  • Automatically from your device, including through cookies, pixels, logs, and similar technologies;
  • From referral partners and marketing partners;
  • From financing providers and financial-service companies;
  • From data providers and information services;
  • From public records and publicly available sources;
  • From CRM and software platforms;
  • From analytics and advertising providers;
  • From affiliates and business partners; and
  • From other third parties where permitted by applicable law.

Information received from third parties may not always be accurate, complete, or current.

4. How We Use Information

We may use information for purposes including:

  • providing and operating the Services;
  • generating financing-readiness assessments;
  • calculating or generating scores;
  • providing educational information;
  • evaluating business financing readiness;
  • matching or referring users to financing providers;
  • generating and selling leads;
  • facilitating introductions between businesses and financing providers;
  • contacting users;
  • responding to inquiries;
  • providing customer support;
  • sending administrative communications;
  • sending marketing communications where permitted;
  • measuring marketing effectiveness;
  • analyzing website activity;
  • improving the Services;
  • developing new products and services;
  • conducting analytics;
  • evaluating lead quality;
  • preventing fraud;
  • detecting security threats;
  • protecting our systems and users;
  • maintaining records;
  • enforcing agreements;
  • complying with legal obligations;
  • responding to legal requests;
  • exercising or defending legal rights; and
  • conducting other legitimate business purposes permitted by law.

5. How We May Disclose or Sell Information

Ready4Fund may disclose, sell, license, transfer, or otherwise provide information to third parties as described in this Privacy Policy.

Recipients may include:

  • banks;
  • lenders;
  • business financing companies;
  • merchant cash advance providers;
  • financing companies;
  • brokers;
  • brokerages;
  • financial-service providers;
  • independent sales representatives;
  • agents;
  • marketing companies;
  • lead buyers;
  • affiliates;
  • CRM providers;
  • analytics providers;
  • advertising providers;
  • communications providers;
  • cloud and hosting providers;
  • fraud-prevention providers;
  • professional advisers;
  • service providers; and
  • government authorities or other parties where legally required or permitted.

Why We May Provide Information to Financing Providers

We may provide information to third parties so they can:

  • evaluate potential financing opportunities;
  • determine whether to contact a prospective customer;
  • market financing products;
  • make financing offers;
  • facilitate applications;
  • communicate with prospective customers;
  • purchase or receive leads;
  • evaluate lead quality; and
  • conduct related business activities.

Compensation

Ready4Fund may receive monetary or other valuable consideration in connection with referrals, introductions, leads, advertising, marketing arrangements, financing inquiries, or other commercial relationships.

6. Third-Party Recipients and Their Independent Practices

Once information is provided to an independent third party, that party may independently collect, use, retain, disclose, transfer, or otherwise process the information in accordance with its own policies, agreements, and legal obligations.

Ready4Fund does not control the independent privacy, security, marketing, communications, or data-handling practices of third parties after information is disclosed to them, except to the extent required by applicable law or contractual obligations applicable to Ready4Fund.

We may take reasonable measures to select, manage, or contract with certain recipients. However, we do not guarantee the conduct, compliance, privacy practices, security practices, licensing status, products, services, or subsequent use of information by independent third parties.

Third parties may have their own privacy policies and terms.

You should review the privacy practices of any third party that contacts you or with which you conduct business.

7. Lead Generation

Ready4Fund may operate as a lead generator.

When you submit information, Ready4Fund may:

  • retain the information;
  • analyze the information;
  • use the information to generate an assessment;
  • determine potential financing interest;
  • match or identify potential financing providers;
  • refer the information to financing providers;
  • sell the information as a lead;
  • provide the information to multiple lead buyers or financing providers; or
  • otherwise use or disclose the information as described in this Privacy Policy.

Submitting information to Ready4Fund does not guarantee that you will receive a financing offer, quote, application, approval, or response.

Ready4Fund does not guarantee that any third party receiving information will provide financing or that any financing product will be appropriate or competitive.

8. Marketing and Communications

We may communicate with you regarding: assessments; submissions; account activity; customer support; financing opportunities; products and services; promotions; marketing; updates; and other business-related matters.

Where permitted by applicable law, communications may occur through: email; telephone calls; SMS/text messages; automated technologies; prerecorded communications; and other electronic or communication methods.

Where required by applicable law, we will obtain appropriate consent before sending certain marketing communications.

Marketing consent may be collected separately from acceptance of this Privacy Policy or our Terms and may be subject to additional disclosures presented at the time consent is requested.

You may opt out of marketing communications using the unsubscribe, STOP, opt-out, or other instructions contained in the communication.

Opting out of marketing communications does not necessarily prevent administrative, transactional, security, or other non-marketing communications that are necessary to provide or administer the Services.

9. Cookies and Tracking Technologies

We may use cookies, pixels, tags, scripts, SDKs, local storage, analytics technologies, advertising technologies, and similar technologies.

We may use these technologies to: operate the Services; remember preferences; maintain sessions; understand website usage; measure traffic; analyze user behavior; detect fraud; improve functionality; measure advertising performance; attribute referrals; personalize content; support marketing; and perform other business purposes.

Third-party analytics and advertising providers may independently collect information through these technologies.

Your browser may allow you to control certain cookies. Disabling cookies may affect the functionality of portions of the Services.

Where required by applicable law, we will provide additional choices or disclosures concerning certain tracking technologies.

10. Information Sharing for Business Operations

We may disclose information to vendors and service providers that help us operate our business.

These may include providers of: website hosting; cloud storage; databases; CRM systems; analytics; advertising; email; SMS; communications; customer support; fraud prevention; security; data processing; technical infrastructure; and other business functions.

These providers may process information on our behalf and may be subject to contractual or legal restrictions on their use of information.

11. Business Transfers

If Ready4Fund is involved in or contemplates a merger, acquisition, financing, reorganization, restructuring, bankruptcy, change of control, sale of assets, sale of the Company, or similar transaction, information may be transferred as part of that transaction.

Information may also be disclosed to advisers, potential purchasers, financing sources, or other parties involved in evaluating or completing such transactions, subject to applicable law.

12. Legal and Safety Disclosures

We may disclose information when we reasonably believe disclosure is necessary to:

  • comply with applicable law;
  • comply with a subpoena;
  • comply with a court order;
  • respond to governmental requests;
  • respond to law-enforcement requests;
  • enforce agreements;
  • investigate fraud;
  • prevent security threats;
  • protect the rights or property of Ready4Fund;
  • protect the safety of users or third parties;
  • investigate suspected misconduct; or
  • establish, exercise, or defend legal claims.

13. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to: provide the Services; maintain business records; comply with legal obligations; resolve disputes; enforce agreements; prevent fraud; maintain security; evaluate business performance; maintain consent and opt-out records; protect legal rights; and support legitimate business purposes.

Retention periods may vary depending on: the type of information; the purpose for which it was collected; whether the information is subject to a legal retention requirement; whether the information is necessary to establish or defend a claim; contractual requirements; and operational requirements.

When information is no longer reasonably necessary, we may delete, de-identify, aggregate, or otherwise dispose of it, subject to applicable law and legitimate business needs.

14. Data Security

Ready4Fund uses administrative, technical, and physical safeguards that are designed to protect information against unauthorized access, use, disclosure, alteration, or destruction.

However, no method of transmission, storage, processing, or electronic communication is completely secure.

Accordingly, Ready4Fund cannot guarantee that information will never be accessed without authorization, acquired improperly, disclosed, altered, lost, destroyed, or compromised.

You acknowledge that you provide information through the Services at your own risk.

Nothing in this section limits any obligation Ready4Fund may have under applicable data-security or breach-notification laws.

15. Security Incidents and Data Breaches

If Ready4Fund becomes aware of a security incident affecting personal information, we will take steps that we reasonably determine are appropriate under the circumstances and as required by applicable law.

Where notification is legally required, Ready4Fund will provide notification in the manner and within the timeframe required by applicable law.

16. Your Privacy Rights

Depending on where you live and applicable law, you may have certain rights concerning your personal information.

These may include:

  • the right to know or access information;
  • the right to correct inaccurate information;
  • the right to request deletion;
  • the right to opt out of certain sales of personal information;
  • the right to opt out of certain sharing of personal information;
  • the right to limit certain uses or disclosures of sensitive personal information;
  • the right to opt out of certain targeted advertising;
  • the right to portability;
  • the right to appeal certain privacy decisions;
  • the right to non-discrimination for exercising applicable privacy rights; and
  • other rights provided by applicable law.

Not every right applies in every jurisdiction or to every category of information.

Certain legal exceptions may allow or require Ready4Fund to retain or use information notwithstanding a request.

17. California Privacy Rights

If you are a California resident and Ready4Fund is subject to the California Consumer Privacy Act, as amended ("CCPA"), you may have additional rights concerning your personal information. These rights may include:

Right to Know

You may have the right to request information about:

  • categories of personal information collected;
  • sources of personal information;
  • purposes for collecting or using personal information;
  • categories of third parties to whom personal information is disclosed;
  • categories of personal information sold or shared; and
  • specific pieces of personal information, subject to applicable exceptions.

Right to Delete

You may request deletion of personal information, subject to applicable exceptions.

Right to Correct

You may request correction of inaccurate personal information.

Right to Opt Out of Sale or Sharing

You may have the right to opt out of the sale or sharing of your personal information as defined by California law.

If Ready4Fund is subject to this requirement, you may exercise this right through the "Do Not Sell or Share My Personal Information" or "Your Privacy Choices" mechanism made available on the website.

California recognizes opt-out preference signals, such as Global Privacy Control, in circumstances required by law.

Right to Limit Certain Uses of Sensitive Personal Information

To the extent applicable, California residents may have the right to limit certain uses or disclosures of sensitive personal information.

Right to Non-Discrimination

Ready4Fund will not unlawfully discriminate against you for exercising privacy rights provided by applicable law.

18. California Categories of Personal Information

Depending on the Services used, Ready4Fund may collect categories of information that correspond to categories recognized under California privacy law. These may include:

CategoryExamplesPurposes
IdentifiersName, email, phoneServices, communications, lead generation
Customer recordsContact/business informationServices and business operations
Commercial informationFinancing history, business activityAssessments and matching
Financial informationRevenue, obligations, account-related informationFinancing readiness
Internet/network informationIP address, browsing activityAnalytics, security
Geolocation informationApproximate locationSecurity, analytics, functionality
InferencesScores, classifications, segmentsAssessments, analytics, matching
Professional/business informationIndustry, business characteristicsAssessments and referrals
Sensitive personal information, where applicableCertain financial/account information or other legally defined categoriesPurposes permitted by law

The exact information collected depends on how you use the Services.

19. Sale or Sharing of Personal Information

Ready4Fund may sell or share personal information as those terms are defined under applicable privacy laws.

For example, we may provide information to: financing providers; lenders; brokers; agents; sales representatives; lead buyers; marketing partners; and other third parties.

The categories of information involved may include: identifiers; contact information; business information; financial information; commercial information; internet activity; professional/business information; and inferences.

The purposes may include: lead generation; financing referrals; marketing; financing-provider outreach; advertising; analytics; business operations; and other purposes described in this Privacy Policy.

If you wish to opt out of a sale or sharing of personal information where applicable, use the privacy-choice mechanism provided on the website or contact us using the information below.

20. Privacy Requests

You may submit a privacy request by contacting hello@ready4fund.com.

You may be asked to provide information reasonably necessary to verify your identity and process your request.

We may use information already in our possession to verify a request.

We may deny or limit a request where permitted or required by applicable law.

If we deny a request where applicable law provides an appeal right, we will provide information concerning how to appeal.

We will process verified requests within the timeframes required by applicable law.

21. Do Not Sell or Share My Personal Information

Where required by applicable law, Ready4Fund will provide an appropriate mechanism allowing eligible individuals to opt out of applicable sales or sharing.

The website may provide a link labeled "Do Not Sell or Share My Personal Information" or "Your Privacy Choices."

Where legally required, Ready4Fund may also recognize applicable opt-out preference signals.

The availability and operation of privacy-right mechanisms may depend on applicable law and the user's jurisdiction.

22. Sensitive Personal Information

Certain information may receive heightened protection under applicable privacy laws.

Depending on the information and jurisdiction, this may include certain: financial account information; authentication information; government identifiers; precise geolocation information; or other legally protected categories.

Whether information qualifies as "sensitive personal information" or another specially protected category depends on applicable law and the specific information involved.

Ready4Fund may collect and use such information when reasonably necessary for purposes described in this Privacy Policy and as permitted by applicable law.

Where applicable law provides a right to limit certain uses or disclosures, Ready4Fund will provide the applicable mechanism for exercising that right.

23. Information About Businesses and Business Representatives

The Services are primarily intended for businesses and individuals acting in connection with businesses.

Business information may relate to: the business itself; business owners; employees; representatives; authorized agents; or other individuals associated with a business.

Privacy laws may treat business information differently depending on the jurisdiction and the identity of the individual involved.

You are responsible for ensuring that you have appropriate authority before submitting information concerning another individual or business.

24. Children's Privacy

The Services are not intended for individuals under 18 years of age.

Ready4Fund does not knowingly collect personal information from children under 18.

If you believe a child has provided personal information through the Services, please contact us.

25. Third-Party Websites and Services

The Services may contain links, integrations, advertisements, or other connections to third-party websites and services.

Ready4Fund is not responsible for the privacy, security, content, or data practices of third-party websites or services.

Your interactions with third parties are governed by their own privacy policies and terms.

We encourage you to review those policies before providing information directly to third parties.

26. International Users

The Services are operated from the United States.

If you access the Services from outside the United States, information may be transferred to, stored in, or processed in the United States or other jurisdictions where Ready4Fund or its service providers operate.

Those jurisdictions may have privacy laws different from those in your country or region.

Where required by applicable law, Ready4Fund will provide applicable safeguards or other protections for international data transfers.

27. Do Not Track

Some browsers offer "Do Not Track" signals.

Unless required by applicable law, Ready4Fund does not currently treat every browser-based Do Not Track signal as a universal opt-out of all data collection.

Where applicable law requires recognition of a particular privacy preference signal, Ready4Fund will handle that signal as required by law.

28. Data Deletion and De-Identification

When information is no longer required for legitimate business or legal purposes, Ready4Fund may delete it, anonymize it, de-identify it, aggregate it, or otherwise remove identifying characteristics.

De-identified or aggregated information may be retained and used for lawful purposes, including analytics, research, product development, benchmarking, and business operations.

Where information has been properly de-identified under applicable law, this Privacy Policy may no longer apply to that information.

29. Business Records and Legal Retention

Even after receiving a deletion request, Ready4Fund may retain certain information when necessary to: comply with legal obligations; maintain required records; prevent fraud; resolve disputes; establish or defend legal claims; enforce agreements; maintain security; complete transactions; or satisfy other legally permitted exceptions.

30. Privacy of Communications

Communications sent to Ready4Fund may be retained for purposes including: customer support; quality assurance; training; fraud prevention; recordkeeping; dispute resolution; legal compliance; and business operations.

Where permitted by applicable law, communications may be reviewed, analyzed, or recorded for these purposes.

31. Changes to This Privacy Policy

Ready4Fund may update this Privacy Policy periodically.

When we make changes, we will post the updated version through the Services and update the "Last Updated" date.

Unless otherwise required by law, changes become effective when posted.

Your continued use of the Services after changes become effective constitutes acknowledgment of the updated Privacy Policy.

If applicable law requires additional notice or consent for a material change, Ready4Fund will provide such notice or obtain such consent as required.

32. Contact Information

Questions regarding this Privacy Policy or Ready4Fund's privacy practices may be directed to:

Ready4Fund
Email: hello@ready4fund.com
Website: ready4fund.com

33. Important Privacy Acknowledgment

By using the Services or submitting information to Ready4Fund, you acknowledge that:

  1. Ready4Fund may collect personal, business, financial, technical, and other information;
  2. Ready4Fund may use information to provide assessments and operate the Services;
  3. Ready4Fund may use automated systems, algorithms, and AI to analyze information;
  4. Ready4Fund may receive information from third parties;
  5. Ready4Fund may disclose information to third parties;
  6. Ready4Fund may sell, license, transfer, or otherwise provide information to third parties where permitted by applicable law;
  7. information may be provided to multiple financing providers, brokers, agents, sales representatives, lead buyers, or other third parties;
  8. Ready4Fund may receive compensation in connection with referrals, leads, introductions, advertising, or other commercial relationships;
  9. independent third parties may have their own privacy and data practices;
  10. Ready4Fund does not control all subsequent uses of information by independent third parties;
  11. information submitted through the Services may not be confidential;
  12. privacy rights vary depending on jurisdiction and applicable law; and
  13. you should review the privacy practices of third parties who receive or request your information.
If you do not agree with these practices, do not use the Services or submit information through Ready4Fund.
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